We make it our business to understand what your restaurant or hospitality company values.
Owning a restaurant, hotel, or another business in the hospitality industry can put you at great risk of liability. That’s why you need restaurant and hospitality insurance, designed to protect you from unexpected events.
Federal Insurance Federation of Maryland can help you choose a policy that reduces your liability and helps you take control of your costs.
Insurance Needs That Have to be Addressed
Federal Insurance Federation will review the needs of your company to determine whether it makes sense for you to purchase:
- General Liability
- Liquor Liability
- Workers Compensation
- Business Automobile
- Cyber Liability
- Employment Practices Liability
- Sidewalk Café Liability
- Power outage insurance
- Food spoilage insurance
- Insurance for catering jobs
Of course, you will also need the insurance policies that other businesses require. That way, you get the ultimate level of protection. It’s the smart way to protect your business.
Are you covered?
- Do you have coverage to handle a breach of your customer’s credit card information or banking information if your system was hacked?
- Would your current coverages be enough in the event there was damage from heavy rain, a snowstorm or a sewer back-up?
- Do you have enough coverage in place to take care of your employees if they are injured on the job?
- Do you have adequate coverage to rebuild and refurnish your restaurant in the event of a fire?
- What would happen if one of your employees served too much alcohol to a customer who later causes an accident or other injury on or off your premises?
- How would you handle a situation when one of your employees is injured in an accident running errands for your business?
- Who would pay if one of your employees accused you of Employment Discrimination, Sexual Harassment or Wrongful Termination?
- Do you have the right coverage in place for lost income that may come as a result of a business interruption or shut down for a period of several months to a year?
Why is Federal Insurance Federation Your Best Option?
Federal Insurance Federation has been serving the tri-state area since 1963. We have built a successful agency by focusing on the needs of individual clients. We will always put you ahead of our own interests.
Our agency also provides personalized, ethical services to make sure you get the specific insurance coverage that your restaurant or hotel needs. Please feel free to contact our office by calling 301.468.9600 today. If our agents can’t answer the phone right away, just leave a message. We will call you back as soon as possible.